What You Need to Know About Dental Insurance in Michigan

January 13, 2022

Don’t let the fear of costs prevent you from visiting the dentist and scheduling regular cleanings and oral exams. No matter what your situation is, whether you’re a student, retired, or unemployed, we’re here for you and your smile. 

At My Community Dental Centers, we strive to provide individual patients and families living in Michigan with full-service dental care at a low cost they can afford. Everyone deserves access to stress-free dental care, which is why our team treats both uninsured and insured patients. 

Uninsured and Under-insured Patients

If you don’t have dental insurance or your insurance doesn’t cover enough, don’t fret! You can still receive complete and affordable dental care at any of our MCDC locations. We want our patients to focus on their dental hygiene, not their dental bills. That’s why we offer several options for uninsured and under-insured patients, namely:

  • MyDental Plan
  • Veterans dental care
  • Michigan Medicaid
  • Healthy Kids Dental 
  • CareCredit Financing

MyDental Plan

The MyDental Plan offers discounted rates with no maximum benefits and a sliding scale of payment based on verified income. On top of that, every single uninsured patient automatically qualifies for the MyDental Plan platinum program, regardless of their income. This program costs an average of 20% less than private dental practices. We also offer a bronze, silver, and gold program. Find out which plan you qualify for online or by calling one of our Dental Centers.

Dental Care for Veterans

You served us, now it’s time for us to serve you. We’re proud to provide affordable dental care for Veterans through reduced rates, self-paid services, or Community Care Network services covered by the VA. If you’re a Veteran living in Kent County, you may qualify for free dental care thanks to our partnership with the Kent County Veterans Services. Find out if you qualify for free Veteran dental care online.

Michigan Medicaid Program

Individuals or families with low income may also qualify for the Michigan Medicaid Program. This healthcare program covers services through fee-for-service or through the Medicaid Health Plan. Learn more about the Michigan Medicaid Program today.

 Healthy Kids Dental Program

Michigan’s Healthy Kids Dental (HKD) program is dental coverage for your children at no cost to you. The HKD program comes from the Michigan Department of Health and Human Services (MDHHS) and is available to children under 21 years old who have Medicaid. HDK covers all standard dental care from preventative appointments, X-rays, fillings, and more.

CareCredit Financing Options

Not all expenses are covered by medical insurance, but that’s where CareCredit credit cards come in. Apply for a CareCredit card to pay for out-of-pocket expenses for health and wellness care at over 225,000 providers in the U.S., including MCDC. Find out more about CareCredit financing options.

Accepted Insurance

If you do have dental insurance, that’s great. We look forward to serving you. At MCDC, we accept the following insurance plans:

  • Michigan Medicaid
  • Delta & Blue Cross Healthy Kids Dental
  • Most Healthy Michigan Plans
    • Priority Health
    • Molina
    • United HealthCare
    • Aetna Better Health
    • McLaren
    • HAP Empowered
    • Meridian
    • Upper Peninsula Health Plan
  • Delta Commercial Plans
  • Delta Medicare Advantage Plans
  • DentaQuest Network Plans
  • DenteMax Network Plans
  • Cigna
  • United HealthCare Commercial
  • Wisconsin Medicaid

Payment Options

Copays are typically expected at the time of your service, but we offer several payment options including cash, checks, money orders, and debits cards. We accept most major credit cards including Visa, Mastercard, American Express, and Discover. You can also make your payments quickly and easily online

We know that even with insurance, dental visits can be expensive. Let us work with you to make your next visit as stress-free as possible. If you have questions about Michigan dental insurance options or our services, just give us a call. Our team is happy to help answer any questions you may have.